In 2025, savvy spenders in Saudi Arabia have an array of credit cards that not only offer cashback but also provide tailored rewards to fit diverse lifestyles. Whether you're a frequent traveler, a dining enthusiast, or someone who enjoys online shopping, there's a card designed for you. This guide explores the top cashback and rewards credit cards available in the Kingdom, helping you make an informed choice to maximize your spending benefits.
🏆 Top Cashback Credit Cards in Saudi Arabia
1. Al Rajhi Platinum Cashback Plus Card
- Cashback: Up to 10% on daily spends like dining, supermarkets, and online shopping.
- Perks: Access to 25 global airport lounges, 0% profit margin installment plans, and comprehensive travel insurance.
- Ideal For: Frequent travelers and those seeking high cashback on everyday expenses.
- Learn More: Al Rajhi Bank
2. SAIB Platinum Cashback Credit Card
- Cashback: Up to 10% during special promotions; typically 3–5% on groceries, fuel, and select partners; 1% on general spends.
- Perks: Purchase protection, extended warranty, and payment flexibility via installment plans.
- Ideal For: Shoppers looking to maximize returns on essential and promotional categories.
- Learn More: Saudi Investment Bank
3. SAB VISA Cashback Credit Card
- Cashback: 1% unlimited cashback on domestic spends, 2% on international spends, and up to 10% on three preferred categories.
- Perks: Comprehensive travel insurance and exclusive offers at major retailers.
- Ideal For: Consistent spenders on daily essentials and frequent international travelers.
- Learn More: SAB
4. AlAhli Cashback Premium Credit Card
- Cashback: Earn up to 11% cashback on your everyday spending.
- Perks: Unlimited cashback on eligible purchases, along with exclusive benefits and flexible payment options.
- Ideal For: Individuals seeking high cashback rates on a wide range of purchases.
- Learn More: AlAhli Bank
5. FAB KSA Mastercard Credit Card
- Cashback: Up to 3% on retail purchases.
- Perks: First-year annual fee waived, no profit margin charged for the first three months, and exclusive discounts at various retailers.
- Ideal For: Shoppers looking for a balance between cashback rewards and exclusive discounts.
- Learn More: FAB KSA
🌟 Top Rewards Credit Cards in Saudi Arabia
1. Riyad Bank Cashback Visa Signature Credit Card
- Rewards: Up to 10% cashback on selected categories.
- Perks: Exclusive offers at various retailers and comprehensive travel insurance.
- Ideal For: Individuals seeking high rewards on specific spending categories.
- Learn More: Riyad Bank
2. meem Credit Card
- Rewards: Earn points convertible to effective 1–2% cashback value.
- Perks: Digital-first experience with easy management via the app and flexible redemption options.
- Ideal For: Tech-savvy users who prefer flexibility in how they redeem rewards.
- Learn More: meem Bank
3. Alinma Platinum Credit Card
- Rewards: 2% flat cashback on all purchases.
- Perks: Airport lounge access and solid travel benefits.
- Ideal For: Users who want simplicity and consistent high returns.
- Learn More: Alinma Bank
4. SNB Cash Back Card
- Rewards: 2% cashback on all purchases—domestic and international.
- Perks: Complimentary travel insurance and purchase protection.
- Ideal For: Everyday spenders and frequent travelers.
- Learn More: SNB
đź’ˇ Tips for Choosing the Right Card
- Match Your Spending Habits: Select a card that aligns with your primary spending categories, whether it's dining, groceries, travel, or online shopping.
- Consider Cashback Caps: Be aware of any limits on the cashback you can earn, especially during promotional periods.
- Evaluate Annual Fees: Ensure that the benefits and rewards outweigh any annual fees associated with the card.
- Look for Additional Perks: Some cards offer extra benefits like airport lounge access, travel insurance, and exclusive discounts at retailers.
âś… Conclusion
In 2025, Saudi Arabia offers a diverse range of credit cards tailored to meet the needs of smart spenders. Whether you prioritize high cashback rates, flexible rewards, or exclusive perks, there's a card designed for you. By aligning your spending habits with the right credit card, you can maximize your rewards and make the most of your purchases. Always compare the features, benefits, and fees of different cards to find the one that best suits your financial goals.
